....delivering flexible asset management solutions.

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  • About Us
  • Employment Opportunities
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  • Loan Servicing
  • Specialty and Default Servicing
  • Home Retention Programs
  • REO and Asset Management
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Where loss mitigation is the rule, not the exception.

The S3 loan servicing solutions bring a highly experienced loss mitigation team together with the ability to deploy a full range of investment strategies to mitigate losses and maximize recoveries from problem loans and other credit intensive assets. S3 offers contract loan servicing for a wide range of asset types, with a focus on performing and non-performing residential loans. This service allows financial institutions and investors to leverage our expertise in order to improve performance and control costs related to real estate asset management.

The benefits of engaging S3 for loan servicing include:

• Performance, delivery and a scalable servicing platform which allows quick ramp-up and response times for new assets or portfolios;
• Customized reporting and analysis for managed assets allows for superior portfolio monitoring, budgeting and valuation;
• Extensive experience in virtually all loan types and servicing issues;
• Spend management control.

Loss mitigation begins as soon as we receive copies of the seller's RESPA “Goodbye Notification” letters listing S3 as the servicer. This rapid response allows for latent and un-submitted claims the property valuation/inspection. In loss mitigation our primary focus is on finding, opening a dialog with the borrower and applying the investor requirements while following regulatory workout and modification programs to keep payments coming in. Our secondary focus is on the optimum solution to maximize net return for the investor. This includes: